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Scams!

post #1 of 37
Thread Starter 

I researched about possible scams that could arise and I've found there are plenty of scams involving orders over the phone, but have any of you had any problems with scams in person? Such as Fraudulent charges, stolen credit cards and the like.... also what measures have u taken to prevent such problems?

post #2 of 37

Possible scams from what? Customers?

post #3 of 37

there are several great websites dedicated to warning people of current scams.  If you think you may be a target, go check out scamwarners.c o m  and you can post your questions.  You can also scroll through the forums and find other people that have been a vicitm of the same or similiar scam... HTH

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Army wives****Sexually deprived for your freedom***
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Army wives****Sexually deprived for your freedom***
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post #4 of 37
Quote:
Originally Posted by docofthedead View Post

there are several great websites dedicated to warning people of current scams.  If you think you may be a target, go check out scamwarners.c o m  and you can post your questions.  You can also scroll through the forums and find other people that have been a vicitm of the same or similiar scam... HTH

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I love the signature quote! I am an Army wife myself. My husband is also in an Airborne unit.

post #5 of 37
Quote:
Originally Posted by bct806 View Post

I love the signature quote! I am an Army wife myself. My husband is also in an Airborne unit.

We are a tough breed aren't we?!  lol  Both my son and husband  are deployed right now, but are THANKFULLY on the way home very soon!  I expect our son home within a week, and husband by the end of the month! What Airborne unit is he in??

Army wives****Sexually deprived for your freedom***
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post #6 of 37

Wow. I am still new to all of it. He deployed about a month after we got married. Got home in November. He's in 7th group. Stationed at Eglin AFB. It definitely takes a special kind of person!

post #7 of 37
Thread Starter 

I meant customers trying to scam me. I've worked in retail awhile and the ways I've seen them scam the system is ridiculous. Although i know it's not exactly the same i know that there are people out there that would try to get free product. For instance, with regards to accepting credit cards whether it's for the total amount or just the remaining balance after the deposit, what if someone tries to give you a stolen credit card to pay for their order or if they encode someone else's information on the back of their card so that they give you their card but someone else's card is charged instead?
 

post #8 of 37
Thread Starter 

I applaud both of you by the way for being army wives, i don't know how u handle it. I would never have any peace of mind, i would always be worried for their safety. I don't think i would sleep a wink. You do have to be tough to be military.

post #9 of 37
Thread Starter 

Oh and just for clarification. i haven't been scammed but I'm being proactive by trying to keep it from happening to me. Learning all the ways that someone can scam, other than the ways i already know about.

post #10 of 37
I wouldn't worry too much about stolen credit cards. If someone steals a card they will likely be buying durable goods that can easily be resold in order to make a profit. Cake is neither durable nor can it be resold easily.

The issues with accepting credit cards are how easy it is for a customer to dispute a charge and the merchant account fees. If you are paying a 3% fee and you have an average of 3 orders per week, every 8 months you are working one week without getting paid.
post #11 of 37
Thread Starter 

Exactly, that's why I've been going back and forth between accepting credit cards or not. I was thinking cash only, but with people always paying with plastic i was wondering if that would hinder me in my customer base. I would make it clear  that i only accept cash if i was to do that. I realize that thieves buy/ steal  things they can resell but i thought about like you said someone disputing the charge with their credit card company. my fees wouldnt be as high as 3% but still i'm trying to figure out if there is a way to not have to deal with this, How does it work when someone disputes a charge on their card? I mean i would think the credit card company has to do alot of investigating to see if it was a legit dispute or just someone buying things on credit and then trying to get out of paying it because they just want stuff for free
 

post #12 of 37
Generally credit card companies tend to start out favoring the customer (unless they have a history of unfounded disputes, as you mentioned) so the merchant would have to show proof that the order was fulfilled. If the complaint is a subjective one (especially if it's about something that can't be documented, like taste) it could go either way.

I don't recommend cash only, accepting personal checks should be fine as long as you give them enough time to clear and have a process in place for checks that bounce.
post #13 of 37
Thread Starter 

I'm thinking i won't accept checks because of the time they take to clear, with it being up to a week or more in some cases. don't want to have to worry about checks that bounce. cash is easy to check to see if its fake and i'm thinking i'll accept forms of plastic, since i've worked in retail awhile i can usually spot fraudsters since they all act the same. Nervous to get the transaction over with and not wanting to show any forms of id or personal information. Of course with the cake industry i'm not too worried about that as people do have to give up information in the process somewhere.
 

post #14 of 37
Quote:
Originally Posted by BakerBee7468 View Post

I applaud both of you by the way for being army wives, i don't know how u handle it. I would never have any peace of mind, i would always be worried for their safety. I don't think i would sleep a wink. You do have to be tough to be military.

I haven't slept in 9 months..lol  BUT..one comes home within a week, and the other will be home by then end of the month!  I'll probably sleep for 3 days after that!   lol

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post #15 of 37
Quote:
Originally Posted by jason_kraft View Post

I wouldn't worry too much about stolen credit cards. If someone steals a card they will likely be buying durable goods that can easily be resold in order to make a profit. Cake is neither durable nor can it be resold easily.

The issues with accepting credit cards are how easy it is for a customer to dispute a charge and the merchant account fees. If you are paying a 3% fee and you have an average of 3 orders per week, every 8 months you are working one week without getting paid.

I agree with Jason on this...

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Army wives****Sexually deprived for your freedom***
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