To make a long story short, I have done a HUGE cupcake decorating class for a non-for profit (that I won;t mention because I am very involved with them in other ways) convention every year for the past 3 years. I only charge for supplies and volunteer my time. THIS year, they weren't going to pay me until I turned in receipts. I kindly, and professionally, told them I do not submit receipts. I am a business for this- not a volunteer, but gave them an itemized bill. Two weeks later, I get a call that they cannot pay me now because I need to turn in an Insurance Certificate!
I am a LLC and only teach once, maybe twice a year, so I have no insurance for the business. Pretty much the only thing I do anymore is this group event. I am not legally required to do so, and since I don't teach at my house or make any ingredients or products myself, I have no need for it.
Do any of you private instructors carry this????