Should I be insured?? How do I know??

Forgot to mention I bake from home and had about 80 paying orders last year and hoping it will double in 2007. Thanks!

Bump!

yes, through extra rider on standard homeowners policy.

As long as you have a legal business in your home, you should have insurance. Some home owners policies will allow it. Otherwise, there a a few companies that will insure food-related business.

I have state farm for my home and cars, so I went in and added my home bakery. It only added about $14 a month for $2 million dollars in coverage. Seemed reasonable to me. Also think about auto insurance...I just went to SCORE for advice, and they told me that if I am delivering cakes, that I should have business auto insurance in case I have an accident on the way to deliver a cake. Just something else to look into.