I haven't had any problems myself (since I limit my use of PayPal and be sure to keep a zero balance with no links to bank accounts) but I've heard several stories where PayPal customers have had their entire accounts frozen due to a single customer dispute. Since PayPal is not a real bank they don't have to follow the same rules banks do.Accepting PayPal also gives customers two options for disputing a payment: they can dispute directly with PayPal, and if that doesn't...
There was a settlement earlier in the year allowing surcharges. It looks like there are still several states that ban the surcharges though.http://usa.visa.com/personal/using_visa/checkout_fees/It's easy enough to get around this by just increasing your prices across the board to cover credit card fees, and offering customers a cash discount. Or just pocketing the extra profit from cash customers.
If something says "Not FDA Approved" it should not be eaten, it doesn't get more official than that.If you are referring to the "FDA has not evaluated this" statement on supplements corresponding to specific health claims, that just means the FDA has not reviewed the supplement's claim that it does X. The supplement itself is still safe to consume.
Some luster dust is food grade, meaning that it is edible. The luster dust linked below is also certified Kosher. I have never seen food grade disco dust.
We accepted cash and checks only. If I still had a business I would accept credit cards with Square and charge the additional fees to the customer (it is now legal to do this). I try to stay as far away from PayPal as possible.
What is your marketing strategy? What is your competitive advantage (e.g. what you can provide that your competitors can't)? Who is your target market?
I would avoid undercharging in the future, you will only attract customers who won't be willing to pay what your products are really worth.